A financial professional with more than 35 years of experience, John Howells creates value for clients by providing them with the professional knowledge and experience necessary to help them achieve their financial goals, offering ongoing service, individual attention, and advice as their needs change.
John works closely with clients to create financial strategies with the help of our Wealth Management system designed to help them meet their financial goals. Using a combination of financial protection and asset accumulation products such as life insurance, annuities, and investments, as well as business, estate and retirement stratagies, he can help clients set a course for financial security for themselves, their families, and their businesses.
Active in the industry, John is a member of the Million Dollar Round Table (MDRT), recognized as the standard of excellence in the financial services industry.
John graduated from Excelsior College with a Bachelor of Science in Business (B.S.) and a Master of Science in Financial Services (M.S.) from The American College. Committed to professional education to better serve his clients, John has earned the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) professional designations. He has also earned the CERTIFIED FINANCIAL PLANNERTM professional certification. He spends thousands of dollars and several weeks each year to continuing education to stay current in a constantly changing environment. John is also a proponent of education for his clients and has conducted regular public workshops on personal finance as well as Continuing Education courses for CPAs through Cal State San Marcos, UC Irvine, Mira Costa College, and Palomar College.
Active in his community, John has served on city commissions for the City of Vista for over a decade to make his city a better place. He is a volunteer leader for the Boy Scouts of America, is an active member of his church, and loves the outdoors and water sports.
BA from Excelsior College
Chartered Financial Consultant (ChFC) – American College
CERTIFIED FINANCIAL PLANNER™ professional
Certificate in Retirement Planning – The Wharton School, University of Pennsylvania
Chartered Life Underwriter – American College
FINRA series 7,63,65, and 24
California Insurance License 0578916